DeFiLlama stablecoin pools penalized by Safety Grade. Risk-Adj APY = Raw APY × (Safety Score / 100). When APY is 3× above the 30d mean, the 30d mean is used instead — see docs.
Updated 10/23/2026, 9:54:34 AM
| # | Symbol | Project | Chain | Grade | Score | Raw APY | 30d Mean | Risk-Adj APY ↓ | TVL |
|---|---|---|---|---|---|---|---|---|---|
| 1 | USDC40 Acres | harvest-finance | base | A | 88 | 29.37% | 27.01% | — | $2M |
| 2 | USDCvault | veranta | base | A | 88 | 27.17% | 19.95% | — | $10M |
| 3 | PIKUUSDC | morpho-blue | ethereum | A | 88 | 22.88% | 27.06% | — | $1M |
| 4 | EURC-USDC0.03% | uniswap-v4 | ethereum | A | 88 | 21.18% | 25.26% | — | $2M |
| 5 | USDCSenior Pool | ensuro | ethereum | A | 88 | 20.78% | 22.05% | — | $1M |
| 6 | CTZIGUSD1ZIG USD1 | concrete | ethereum | A+ | 92 | 19.40% | 9.29% | — | $10M |
| 7 | USDCEarn ACC Points | accountable | ethereum | A | 88 | 17.60% | 26.69% | — | $2M |
| 8 | EURC-USDC0.03% | uniswap-v4 | ethereum | A | 88 | 16.94% | 14.71% | — | $3M |
| 9 | APYUSDFor buying PT-apyUSD-05NOV2026 | pendle-v2 | ethereum | A | 84 | 15.98% | 15.70% | — | $18M |
| 10 | USDC | accountable | ethereum | A | 88 | 14.25% | 14.82% | — | $1M |
| 11 | APXUSDFor buying PT-apxUSD-05NOV2026 | pendle-v2 | ethereum | A- | 74 | 16.53% | 14.40% | — | $1M |
| 12 | REUSD-SFRXUSD | convex-finance | ethereum | A- | 79 | 14.84% | 14.74% | — | $2M |
| 13 | REUSD-SCRVUSDCurve | stake-dao-yield | ethereum | A- | 79 | 14.70% | 15.50% | — | $8M |
| 14 | REUSD-SCRVUSD | convex-finance | ethereum | A- | 79 | 14.67% | 15.38% | — | $10M |
| 15 | ALUSDFixed Yield: 5 month term | alchemix-v3 | ethereum | A | 88 | 12.96% | 11.56% | — | $2M |
| 16 | USDCTulipa Multi-Asset RWA | ember | ethereum | A | 88 | 12.93% | 12.93% | — | $2M |
| 17 | USDCPharos Alpha | ember | ethereum | A | 88 | 12.90% | 12.97% | — | $3M |
| 18 | REUSD+FXUSD | fx-protocol | ethereum | A- | 79 | 14.35% | 16.00% | — | $2M |
| 19 | JUSDAccountable vault | jusd-finance | ethereum | A | 88 | 12.17% | 12.22% | — | $13M |
| 20 | USDC | accountable | ethereum | A | 88 | 12.13% | 12.19% | — | $13M |
| 21 | REUSD-SDOLACurve | stake-dao-yield | ethereum | A- | 79 | 13.33% | 15.37% | — | $4M |
| 22 | JUSDVenzo vault | jusd-finance | arbitrum | A | 89 | 11.54% | 11.95% | — | $12M |
| 23 | REUSD-SDOLA | convex-finance | ethereum | A- | 79 | 12.90% | 15.01% | — | $3M |
| 24 | REUSDFor buying PT-reUSD-10DEC2026 | pendle-v2 | ethereum | A | 85 | 11.94% | 11.84% | — | $13M |
| 25 | YIELDUSDT | lagoon | ethereum | A+ | 92 | 10.58% | 11.01% | — | $1M |
| 26 | APXUSDapyUSD vault | apyx-protocol | ethereum | A- | 74 | 12.92% | 12.98% | — | $153M |
| 27 | SUSDAT | saturn | ethereum | A- | 75 | 12.74% | 12.80% | — | $48M |
| 28 | FCUSDT | morpho-blue | ethereum | A+ | 92 | 10.32% | 12.39% | — | $29M |
| 29 | USDCBastion | pareto-credit | ethereum | A | 88 | 10.59% | 10.59% | — | $11M |
| 30 | SAID30d withdrawal cycle | gaib | ethereum | A | 86 | 10.69% | 10.91% | — | $16M |
| 31 | SUSDU | unitas-usdu | bsc | A- | 79 | 11.61% | 11.61% | — | $38M |
| 32 | USDCY10K Capital USD | ember | ethereum | A | 88 | 10.38% | 9.61% | — | $18M |
| 33 | GHO | fluid-lending | arbitrum | A- | 79 | 11.47% | 5.42% | — | $2M |
| 34 | ROXCUSDC | morpho-blue | ethereum | A | 88 | 10.29% | 11.33% | — | $34M |
| 35 | STRUSDFor buying PT-strUSD-26NOV2026 | pendle-v2 | ethereum | A- | 79 | 11.40% | 11.48% | — | $4M |
| 36 | HIGHYIELDTERMAUSD | steakhouse-financial | ethereum | A+ | 91 | 9.89% | 9.66% | — | $2M |
| 37 | TULIPAUSDC | lagoon | ethereum | A | 88 | 10.15% | 10.03% | — | $8M |
| 38 | REUSDE | re | ethereum | A- | 75 | 11.80% | 11.87% | — | $30M |
| 39 | COREUSDC | upshift | ethereum | A | 88 | 10.00% | 10.00% | — | $2M |
| 40 | USDCGlobal Carry Vault | agua | ethereum | A | 88 | 10.00% | 10.00% | — | $12M |
| 41 | KABUUSDC | morpho-blue | ethereum | A | 88 | 9.73% | 7.39% | — | $2M |
| 42 | GAMIUSDCGami USDC | gami-labs | ethereum | A | 88 | 9.63% | 9.69% | — | $9M |
| 43 | SUSDE-USDT0.01% | uniswap-v4 | ethereum | A | 80 | 10.52% | 9.42% | — | $2M |
| 44 | USDCUltraX Arb V2 (Ethereum) | vectis-finance | ethereum | A | 88 | 9.49% | 12.95% | — | $2M |
| 45 | RE7FRXUSD | morpho-blue | ethereum | A+ | 92 | 9.06% | 17.96% | — | $1M |
| 46 | USDCEmber Earn | ember | ethereum | A | 88 | 9.42% | 9.53% | — | $4M |
| 47 | USDT | zerobase-cedefi | ethereum | A+ | 92 | 9.00% | 9.00% | — | $14M |
| 48 | USDCAdaptive Frontier | pareto-credit | ethereum | A | 88 | 9.38% | 9.38% | — | $2M |
| 49 | USDT | zerobase-cedefi | arbitrum | A+ | 91 | 9.00% | 9.00% | — | $8M |
| 50 | REUSDSDOLA | yearn-finance | ethereum | A- | 79 | 10.36% | 11.84% | — | $3M |
