DeFiLlama stablecoin pools penalized by Safety Grade. Risk-Adj APY = Raw APY × (Safety Score / 100). When APY is 3× above the 30d mean, the 30d mean is used instead — see docs.
Updated 7/24/2026, 3:53:48 AM
| # | Symbol | Project | Chain | Grade | Score | Raw APY | 30d Mean | Risk-Adj APY ↓ | TVL |
|---|---|---|---|---|---|---|---|---|---|
| 1 | JRUSDAT | strata-markets | ethereum | A | 84 | 40.31% | 33.68% | 33.86% | $1M |
| 2 | SUSDEFor LP | Maturity 22OCT2026 | pendle | monad | A- | 77 | 39.02% | 55.33% | 30.04% | $4M |
| 3 | EURC-USDCCL50 - 0.007% | aerodrome-slipstream | base | A+ | 93 | 28.37% | 30.14% | 26.38% | $3M |
| 4 | USDCEarn ACC Points | accountable | ethereum | A+ | 97 | 23.45% | 16.82% | 22.74% | $4M |
| 5 | EURC-USDC0.04% | uniswap-v4 | ethereum | A+ | 94 | 19.83% | 9.60% | 18.64% | $1M |
| 6 | USDCEarn ACC Points | accountable | monad | A+ | 97 | 17.79% | 13.94% | 17.26% | $92M |
| 7 | USDC-MSUSDstable - 0.05% | velodrome-v2 | op mainnet | A+ | 97 | 17.57% | 15.73% | 17.05% | $1M |
| 8 | USDT-USDCCL 0.00% | pharaoh-v3 | avalanche | A+ | 96 | 17.42% | 12.42% | 16.73% | $5M |
| 9 | FRXUSD-MSUSDCurve | stake-dao | ethereum | A+ | 95 | 17.11% | 15.57% | 16.25% | $10M |
| 10 | USDS | yearn-finance | ethereum | A+ | 96 | 15.66% | 40.93% | 15.03% | $1M |
| 11 | USDCCrosschain USD Vault | ember-protocol | sui | A+ | 97 | 15.31% | 6.65% | 14.85% | $6M |
| 12 | FRXUSD-MSUSD | convex-finance | ethereum | A+ | 95 | 15.32% | 16.04% | 14.55% | $10M |
| 13 | USDT-USDC0.01% | hyperion | aptos | A+ | 96 | 15.13% | 15.13% | 14.53% | $6M |
| 14 | FRXUSD-MSUSDConvex | beefy | ethereum | A+ | 95 | 15.10% | 16.87% | 14.34% | $2M |
| 15 | AUSD-USDC-USDT0 | curve-dex | monad | A+ | 98 | 14.13% | 14.75% | 13.85% | $3M |
| 16 | USDC | accountable | ethereum | A+ | 97 | 14.25% | 14.25% | 13.82% | $1M |
| 17 | USDC-USDTCL1 - 0.0009% | aerodrome-slipstream | base | A+ | 97 | 13.86% | 13.28% | 13.45% | $2M |
| 18 | APYUSDFor LP | Maturity 05NOV2026 | pendle | ethereum | A | 80 | 16.63% | 17.98% | 13.31% | $5M |
| 19 | USDC | canto-lending | canto | A+ | 97 | 13.61% | 13.61% | 13.20% | $1M |
| 20 | APYUSDFor buying PT-apyUSD-27AUG2026 | pendle | ethereum | A | 80 | 16.49% | 16.12% | 13.20% | $8M |
| 21 | USD3For buying PT-USD3-17DEC2026 | pendle | ethereum | A+ | 97 | 13.16% | 12.21% | 12.76% | $7M |
| 22 | APYUSDFor LP | Maturity 27AUG2026 | pendle | ethereum | A | 80 | 15.84% | 16.82% | 12.67% | $8M |
| 23 | USDCPharos RealFi Ecosystem Vault | ember-protocol | ethereum | A+ | 97 | 12.90% | 12.93% | 12.51% | $8M |
| 24 | USDP-CSBUSDC | balancer-v3 | hyperliquid l1 | A+ | 98 | 12.14% | 8.27% | 11.90% | $1M |
| 25 | USDCR25 Treasury Vault | ember-protocol | sui | A+ | 97 | 12.00% | 12.00% | 11.64% | $7M |
| 26 | USDCConcentrated Liquidity Vault | ember-protocol | sui | A+ | 97 | 12.00% | 11.63% | 11.64% | $1M |
| 27 | APYUSDFor buying PT-apyUSD-05NOV2026 | pendle | ethereum | A | 80 | 14.46% | 14.94% | 11.57% | $5M |
| 28 | USDC-ALUSDstable - 0.05% | velodrome-v2 | op mainnet | A+ | 97 | 11.88% | 10.02% | 11.52% | $2M |
| 29 | USDC | accountable | ethereum | A+ | 97 | 11.64% | 11.19% | 11.29% | $2M |
| 30 | USDC40 Acres | harvest-finance | base | A+ | 97 | 11.55% | 12.78% | 11.20% | $2M |
| 31 | TULIPAUSDC | lagoon | ethereum | A+ | 97 | 11.25% | 9.96% | 10.91% | $9M |
| 32 | USD3For LP | Maturity 17DEC2026 | pendle | ethereum | A+ | 97 | 11.18% | 10.86% | 10.84% | $7M |
| 33 | FRXUSD-USD3Curve | stake-dao | ethereum | A+ | 95 | 11.36% | 13.44% | 10.79% | $2M |
| 34 | USDG | aave-v3 | ethereum | A+ | 95 | 11.18% | 5.56% | 10.62% | $5M |
| 35 | USDC | aave-v3 | ethereum | A+ | 97 | 10.89% | 3.69% | 10.56% | $27M |
| 36 | EURW-USDC0.01% | uniswap-v3 | monad | A+ | 97 | 10.80% | 10.91% | 10.48% | $1M |
| 37 | AUSD | neverland | monad | A+ | 98 | 10.60% | 7.47% | 10.39% | $1M |
| 38 | HIGHYIELDTERMAUSD | steakhouse-financial | ethereum | A+ | 93 | 11.16% | 10.25% | 10.38% | $4M |
| 39 | USDCBastion | pareto-credit | ethereum | A+ | 97 | 10.59% | 10.59% | 10.27% | $15M |
| 40 | USDCmHYPER | midas-rwa | ethereum | A+ | 97 | 10.57% | 10.56% | 10.25% | $49M |
| 41 | USDCmHYPER | midas-rwa | monad | A+ | 97 | 10.57% | 10.56% | 10.25% | $2M |
| 42 | MNNCUSDCMNNC Trading USD Coin | wildcat-protocol | ethereum | A+ | 97 | 10.50% | 10.74% | 10.19% | $3M |
| 43 | YBOLD | yearn-finance | ethereum | A+ | 96 | 10.55% | 7.75% | 10.12% | $5M |
| 44 | USDC | accountable | monad | A+ | 97 | 10.43% | 10.48% | 10.12% | $6M |
| 45 | USDTV3 Vault + Locked LP | azuro | polygon | A+ | 92 | 10.99% | 6.67% | 10.12% | $1M |
| 46 | USDC | goldfinch | ethereum | A+ | 97 | 10.21% | 10.09% | 9.91% | $36M |
| 47 | USDCmFONE | midas-rwa | ethereum | A+ | 97 | 10.21% | 12.01% | 9.90% | $70M |
| 48 | USDCBasis Vault | ember-protocol | sui | A+ | 97 | 10.20% | 9.86% | 9.90% | $1M |
| 49 | FRXUSD-USD3 | curve-dex | ethereum | A+ | 95 | 10.31% | 11.36% | 9.80% | $3M |
| 50 | COREUSDC | upshift | ethereum | A+ | 97 | 10.00% | 10.00% | 9.70% | $3M |
