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Lulo USDC

0xf29ce940178c8794802fb48a6c1b2edddac96431View on depeg monitor β†’

etherc4626 vault79.5 (critical)Needs attention

Last scored: 10/23/2026, 11:13:07 AM

Low risk79.5/100FHigh risk

Grade Fβ€” > 65% estimated capital-at-riskfrom protocol failure events

Top 3 risk drivers

  1. Centralization45 pts(+5.40 to score)
  2. utilization97 pts(+3.88 to score)
  3. Protocol risk15 pts(+2.25 to score)
Score history (30d, 90 snapshots)+69 pts since 2026-07-18
1180050100

Alert History

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βœ• Do not list

Critical risk score or blocking flags (redemptions closed, dormant, unverified).

Withdrawal risk: High utilization

100% of the market is borrowed. Partial exits are available; full exit requires waiting for borrowers to repay.

What this vault is exposed to

cbBTC
0.0%
$0
sNUSD
0.0%
$1592% LTVCALM
PT-apxUSD-18JUN2026
0.0%
$0

Source: Morpho markets

Rating breakdown

Sub-scores sorted by contribution. Each bar is relative to the top contributor.

utilization80
Centralization45
oracle40
Webacy code30
bad_debt30
Asset25
Protocol risk15

Score 80 (CRITICAL). Primary drivers: centralized governance, high utilization, external protocol risk.

Risk flags

2 audits on record
self_collateralized_drainutil_locked_distressed

Recursive lending & looping

Loop exposure

0.0%

Funding regime

Perp funding rate data (healthy vs compressed/inverted) will indicate when vault yield is from stable vs stressed conditions. Coming soon.

Webacy code analysis (1 finding)

Security findings from static analysis. Critical issues (reentrancy, unchecked calls, etc.) may require attention.

delegatecall loop
5664becc
20e507be
77b82368
+2 more