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IMF USDS

0xdef1fce2df6270fdf7e1214343bebbab8583d43dView on depeg monitor →

etherc4626 vault79.5 (critical)Needs attention

Last scored: 7/24/2026, 4:32:26 AM

Low risk79.5/100High risk

Top 3 risk drivers

  1. utilization96.8 pts(+3.87 to score)
  2. Protocol risk15 pts(+2.25 to score)
  3. Asset25 pts(+1.25 to score)
Score history (30d, 69 snapshots)+63 pts since 2026-04-26
1780050100

Alert History

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✕ Do not list

Critical risk score or blocking flags (redemptions closed, dormant, unverified).

Withdrawal risk: High utilization

100% of the market is borrowed. Partial exits are available; full exit requires waiting for borrowers to repay.

What this vault is exposed to

CULT
0.0%
$163% LTV
Neiro
0.0%
$0
PEPE
0.0%
$0
JOE
0.0%
$0
IMF
0.0%
$0
REKT
0.0%
$0
wstETH
0.0%
$0
cbBTC
0.0%
$086% LTV
Mog
0.0%
$0
SHIB
0.0%
$0
SPX
0.0%
$0
NPC
0.0%
$0
BOBO
0.0%
$21563% LTV
APU
0.0%
$263% LTV
BITCOIN
0.0%
$0

Source: Morpho markets

Rating breakdown

Sub-scores sorted by contribution. Each bar is relative to the top contributor.

bad_debt90
utilization80
Webacy code30
Asset25
oracle20
Protocol risk15
Centralization10
Webacy contract1

Score 80 (CRITICAL). Primary drivers: high utilization, external protocol risk.

Risk flags

Bad debtutil_locked_distressed

Recursive lending & looping

Loop exposure

0.0%

Funding regime

Perp funding rate data (healthy vs compressed/inverted) will indicate when vault yield is from stable vs stressed conditions. Coming soon.

Webacy code analysis (1 finding)

Security findings from static analysis. Critical issues (reentrancy, unchecked calls, etc.) may require attention.

delegatecall loop
5664becc
20e507be
77b82368
+2 more