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Pocky's High Yield USDS - Personal Vault

0x2e87d6bfa3f2a932e0c70a32607c0b839404984dView on depeg monitor →

etherc4626 vault99.8 (critical)Needs attention

Last scored: 8/26/2026, 10:06:28 AM

Low risk99.8/100FHigh risk

Grade F— > 65% estimated capital-at-riskfrom protocol failure events

Top 3 risk drivers

  1. Centralization45 pts(+5.40 to score)
  2. utilization67.6 pts(+2.70 to score)
  3. Protocol risk15 pts(+2.25 to score)
Score history (30d, 69 snapshots)+41 pts since 2026-05-22
59100050100

Alert History

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✕ Do not list

Critical risk score or blocking flags (redemptions closed, dormant, unverified).

Withdrawal risk: High utilization

96% of the market is borrowed. Partial exits are available; full exit requires waiting for borrowers to repay.

What this vault is exposed to

BITCOIN
0.0%
$0
SPX
0.0%
$0
Mog
0.0%
$0
JOE
0.0%
$0
PEPE
0.0%
$0
PT-USDe-27NOV2025
0.0%
$0
PT-sUSDE-27NOV2025
0.0%
$0
stUSDS
0.0%
$0WATCH
REKT
0.0%
$0
CULT
0.0%
$0

Source: Morpho markets

Rating breakdown

Sub-scores sorted by contribution. Each bar is relative to the top contributor.

bad_debt90
utilization60
Centralization45
Webacy code30
Asset25
oracle20
Protocol risk15

Score 80 (CRITICAL). Primary drivers: centralized governance, high utilization, external protocol risk.

Risk flags

Bad debtEOA ownerutil_locked_distressedfrozen_operator

Recursive lending & looping

Loop exposure

0.0%

Funding regime

Perp funding rate data (healthy vs compressed/inverted) will indicate when vault yield is from stable vs stressed conditions. Coming soon.

Webacy code analysis (1 finding)

Security findings from static analysis. Critical issues (reentrancy, unchecked calls, etc.) may require attention.

delegatecall loop
5664becc
20e507be
77b82368
+2 more