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Vaultik USDC

0x76b2406d29f1a2be4db638abbd5c7cab2ee2d8feView on depeg monitor →

arberc4626 vault79.5 (critical)Needs attention

Last scored: 7/24/2026, 4:32:26 AM

Low risk79.5/100High risk

Top 3 risk drivers

  1. exit_liquidity100 pts(+6.00 to score)
  2. Centralization45 pts(+5.40 to score)
  3. utilization97 pts(+3.88 to score)
Score history (30d, 53 snapshots)+57 pts since 2026-04-26
2380050100

Alert History

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✕ Do not list

Critical risk score or blocking flags (redemptions closed, dormant, unverified).

Withdrawal risk: High utilization

100% of the market is borrowed. Partial exits are available; full exit requires waiting for borrowers to repay.

What this vault is exposed to

xUSD
100.0%
$117K92% LTVCALM

Source: Morpho markets

Rating breakdown

Sub-scores sorted by contribution. Each bar is relative to the top contributor.

exit_liquidity100
bad_debt90
liquidation_proximity90
utilization80
market_concentration80
Centralization45
Webacy deployer45
Asset25
oracle20
Protocol risk15

Score 80 (CRITICAL). Primary drivers: exit liquidity, centralized governance, high utilization.

Risk flags

Bad debtEOA ownerliquidation_proximity_risklow_exit_liquidityOracle warningself_collateralized_drainutil_locked_distressed

Recursive lending & looping

Loop exposure

0.0%

Funding regime

Perp funding rate data (healthy vs compressed/inverted) will indicate when vault yield is from stable vs stressed conditions. Coming soon.